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Finding a Home


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You've made it past the first stops on the journey to your new home: determining your homebuying budget. Now it's time to start the fun part: looking for your new home! Step 3: Shopping for Your home.

 
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Step 1: Choose the Right Agent.

Along with your lender, your real estate agent is a crucial player in the homebuying process. It's important to have a knowledgeable agent that will guide you as you examine properties and answer your questions about how to choose the property that best fits your wants and needs.

 
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Step 2: Find the Right Home.

Buying a new home can be a stressful event. Making a list of features you must have, would like to have, and don't want can help you stay focused when you're visiting potential new homes. Here's a helpful list you can use each time you view a property.

 
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Step 3: Make an Offer.

Your real estate agent or lawyer will draw up the contract that outlines the terms and conditions of the sale. Here is a partial list of things that could be included in your offer. In a seller's market, you may get a counteroffer, and your buyer's agent will negotiate on your behalf.

 
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Step 4: Get a Home Inspection.

A home inspection is a thorough examination of the property, from foundation to rooftop, that assesses the home's general condition and any needed repairs. While it is an additional cost, a home inspection is highly recommended. The inspector will be looking for things like leaky roofs, termite damage, and structural issues.

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